Check Your Credit First Canada cares about your privacy and online security. Check Your Credit First Canada only partners with established, reliable and honest businesses.

We are committed to providing Canadians with access to safe and secure credit reporting agencies and the best consumer credit content available to Canadians.

All information and content contained at CheckYourCreditFirst.com is for educational purposes only. The information found at Check Your Credit First is not a substitute for the professional advice of a Trustee in Bankruptcy, Lawyer, Mortgage Broker, Financial Advisor or Car Loan Specialist.

CheckYourCreditFirst.com does not pull credit reports, provide a credit reporting service or transmit any personal data to any such agency. All credit reporting activity, credit checks and gathering of personal information is handled by a separate party with no ties to CheckYourCreditFirst.com or its owners except for an affiliation agreement, where CheckYourCreditFirst.com helps promote and market their product(s).


Before visiting any part of CheckYourCreditFirst.com, please read the entire provided terms & conditions including the CheckYourCreditFirst.com Privacy Policy.

Terms and Conditions

By visiting and continuing your stay at CheckYourCreditFirst.com you are agreeing to all of the terms and conditions outlined below. You also agree to the privacy policy and content policy that follows.

These terms & conditions may be updated or modified at anytime, without notice. Any modifications or updates made to these terms and conditions apply to every CheckYourCreditFirst.com visitor each time they visit CheckYourCreditFirst.com. You agree that it is your responsibility to keep up to date & aware of any changes to the CheckYourCreditFirst.com Terms and Conditions as well as the Privacy Policy.

None of the information provided by CheckYourCreditFirst.com is to be used for making major financial or personal decisions such as filing for bankruptcy or applying for any type of loan or financing. The Check Your Credit First websites purpose is only to educate students and individuals interested in the basics of consumer credit, credit reporting in Canada, Canadian bankruptcy law, mortgages and auto loan financing.

If you are seriously considering filing a bankruptcy you are welcome to read on however you must agree that any financial decisions you make are not based on the information or content provided to you at CheckYourCreditFirst.com. If you are looking to file for a bankruptcy or acquire specific legal or bankruptcy information then please contact a qualified trustee in bankruptcy and a qualified legal representative.

The credit, loan and bankruptcy topics covered at CheckYourCreditFirst.com are based on Canadian Bankruptcy law and consumer credit in Canada. The information on this website ONLY applies to Canadian Bankruptcy, Canadian Consumer Proposal Law and Canadian consumer credit. If you are looking for credit, bankruptcy or finance information for another country, please continue your online search.

Check Your Credit First makes every effort possible to ensure that all information presented on CheckYourCreditFirst.com is accurate and up to date. However certain discrepancies, outdated information or errors may exist.

CheckYourCreditFirst.com, its owner(s) and its operator(s) are not responsible for any content, information, credit check services or advertising linking to or from this website. When leaving CheckYourCreditFirst.com please remember that the most important step in making any personal or financial decision is to obtain the services of a qualified legal representative, loans specialist or trustee in bankruptcy.

Credit Check

Check Your Credit First does not request or record any personal information related to credit checks. Credit history, credit reporting and requests to check credit score are handled by a 3rd party company.

Check Your Credit First (CheckYourCreditFirst.com) and its operators do not offer a credit check service or suggest that you use one. Check Your Credit First is an educational website that discusses the process of credit reporting in Canada and provides access to a third party credit reporting agency that offers credit review, credit bureau and other related services.

Any decision to use their service(s) or visit their website(s) is a personal decision made by each individual.

Privacy Policy

www.checkyourcreditfirst.com refers its visitors to TransUnion Canada to purchase consumer credit profile and credit score services. These requests, as well as any other exchange of financial information occur through a secure connection. TransUnion Canada, our affiliate partner, only offers its customers safe and secure transactions.

CheckYourCreditFirst.com visitors may contact the websites developer(s) for marketing or advertising purposes. When visitors choose to use the contact form some personal information is collected. The personal information collected is limited to the name and email address submitted by the forms user. This information is transmitted via email using a WordPress plug-in application. Email addresses and email messages are stored within an email account. No other personal information is requested or collected by CheckYourCreditFirst.com. Therefore, this website is not running on a secure server. That does not mean that CheckYourCreditFirst.com is not protected by its first class web host or the webmasters developing the website.


CheckYourCreditFirst.com uses third party advertisements to support the site & keep the service it provides free. Some of these advertisers may use technology such as ‘cookies’ when they advertise on this site. Cookies send advertisers such as Google information. This information may include your IP address, your ISP (Internet Service Provider), the web browser you visited our site with, and sometimes, whether you have Flash or other software installed. This is mostly used for geo-targeting purposes (ie. Showing Toronto based retail ads to visitors in Toronto) and displaying topic specific ads based on specific web browsing history (Showing Video Game ads to users who frequent video game related web sites).

Other similar technologies used may include DoubleClick DART cookies, which is another form of targeting advertising based on history and location. The third Party Companies that CheckYourCreditFirst.com uses for advertising are reputable and secure companies, such as Google or Microsoft.

You can always choose to disable or turn off cookies in your web browser settings, or by changing preferences in security software such as Norton Internet Security. However, this might affect your experience with our site and other websites.

All visitors are welcome to post comments or questions at CheckYourCreditFirst.com. However it is important that you do not include personal or financial information in these comments. Any decision to do so is yours alone and you take full responsibility for any information you post or share at CheckYourCreditFirst.com.

The Check Your Credit First Team

Content Disclaimer

Absolutely no part of this page or any other page at CheckYourCreditFirst.com may be copied, modified or shared without the permission of CheckYourCreditFirst.com and its owner(s).