Free Credit Report

Get a Free Canadian Credit Report *

In Canada any consumer can request a free credit report from either of the two major Canadian credit bureaus. So whats the catch?

The request must be made in writing and what you receive is a basic credit report delivered by regular mail.

Is there a better way? YES.

You can get affordable, instant access to your FULL Canadian credit report online. CLICK HERE to GET STARTED.

Details for a free Canadian credit report are outlined below.

Get your free Canadian credit report

You can write to either Canadian credit bureau for a free credit report. If you don’t want to wait for the mail, then – CLICK HERE – to check your Canadian credit score online!


To request your free credit report from Equifax Canada you’ll need to fill out this form and send it with 2 pieces of Canadian Government issued id to:

National Consumer Relations
P. O. Box 190, Station Jean-Talon
Montreal, Quebec
H1S 2Z2


You can request your free credit report from TransUnion Canada by filling out this form and sending it with 2 pieces of Canadian ID (Government issued) to:

TransUnion Consumer Relations Department
P.O. Box 338, LCD1
Hamilton, ON,
L8L 7W2

Quebec residents can receive their free credit report (from TransUnion Canada) by sending the same form and ID to this address:

Centre De Relations Aux Consommateurs TransUnion

1 Place Laval Ouest
Suite 370
Laval, Quebec
H7N 1A1

* Requesting a free credit report must be done in writing. The processing time for a free credit report is not guaranteed and could range from weeks to months.

Don’t want to wait? You don’t have to! You can get instant online access to your credit score and full Canadian credit report – CLICK HERE.

If you have questions about consumer credit, Canadian bankruptcy, bad credit in Canada or credit scores visit check out our Canadian Credit Questions page. Remember, before you apply – Check Your Credit First Canada.